As you make the crucial decision to accept credit cards in your business, you need to choose the right card machine or reader, and a reliable merchant service who will meet your needs. Card merchant services in the UK are legitimate and authorised financial services providers that enable businesses to accept debit and credit card transactions through point of sale and online ordering systems. You need to obtain their service by creating an account with them, but before you do, take some time to compare and pick only a reputable and dependable merchant account provider that has a proven track record of working with your type of business.
There are online comparison tools that can get you started in comparing card merchant services in the UK. They make it easy to explore the features, fees, and other details you must know at a glance, so you can make an informed decision soon. As you make comparisons, be sure to take note of the following factors that make a particular merchant account provider a good choice for your business:
• Great customer service – Find out the quality of the card merchant’s customer and how easy it is to get in touch with them. Consider card merchant services with a UK office, so you can easily contact them. Take note of their availability and ability to resolve issues quickly.
• Fees – Transaction fees can vary widely among different service providers, but you may want to consider those that are cost-effective in the long run. Be wary of companies with costs that feel too good to be true. Always think that there is a catch to lower fees and investigate them, such as higher fees in the long run, and poor customer service.
• Transaction limits – Find out how many transactions are allowed by the card merchant services in the UK. Consider a service provider that is flexible or without any limits at all, while remaining cost-effective. That way, in the event that your sales suddenly increase, the merchant service can still accept and process payments conveniently.